About Me
Guidance Built
on Real Experience
I’m Chris Gavrel. I’m an independent licensed insurance agent here in Richmond, and I help families sort out life insurance, final expense, and retirement income without the sales pressure.
Meet Chris
This work started at my own family’s kitchen table.
I keep it simple. I listen first. Then I lay out your options in plain words and let you decide. No rush, and no pressure.
This work is personal to me.
I’ve lived what happens when a family has to figure it all out in a hurry. I don’t want that for yours.
Chris Gavrel
Chris Gavrel
Independent Licensed Insurance Agent

Education First
Clear, easy-to-understand information to help you make confident decisions.
Built Around You
Your family isn’t like anybody else’s. Your plan shouldn’t be either.
A Long-Term Focus
Got questions down the road? I’m still a phone call away.
Call Me Anytime
Got a question a year from now? Call me. That’s part of the job.
My Story
Family has always been at the center of my life. I learned early on the value of hard work, responsibility, and looking out for the people you care about. In 2017, I lost my father, and it was a turning point that showed me how much these conversations and plans mean to a family.
When my father passed, I learned firsthand how many decisions a family has to make in just a few days, from choosing a funeral home to comparing prices and services, all while grieving. Going through that showed me how much easier those days could be with a little planning ahead. That’s why I created the Gavrel Family Planning Kit, to help you organize your belongings and final wishes and leave a survivor’s guide for your loved ones, and the Gavrel Legacy Book, to help you preserve your story.
Losing my daughter last year to a rare disease was a fresh reminder of it all happening again. The harsh reality of losing someone you truly love, and then trying to piece it all together with what you have left, is probably the hardest part. You just can’t fit the same pieces back together without the one you love.
I started Gavrel Guidance as a simple planning system to help people honor their past, protect their present and prepare for their future. It’s built around three free books, the Gavrel Family Planning Kit, the Gavrel Legacy Book and the Retirement Readiness Review, to help you feel more confident about retirement.
Before this, I worked in finance, healthcare, and the energy business. Put that together with losing Dad, and I know how confusing this stuff can get. My job is to make it make sense.
These days I spend a lot of time at kitchen tables around Richmond and Houston, and on the phone with families in the other states where I’m licensed. I wouldn’t trade it.
Based in Richmond, TX (Houston area), serving families since 2019, and licensed in 20 states.

“The best gift you can give your family isn’t just what you leave behind, but the clarity and peace of mind you give them while you’re still here.”
